Credit Card, Bankruptcy, and Related Materials
“Personal
Bankruptcies Begin Sharp Decline: Millennium Data Update,” Short Report, Department of Economics, University of
Maryland, 18 January 2000. (169 KB)
“Adverse
Selection in the Credit Card Market,” Working Paper, Department of
Economics, University of Maryland, 17 June 1999. (190 KB)
“U.S.
House of Representatives Testimony,” 10 March 1998. (43 KB)
“U.S.
Senate Testimony,” 11 February 1998. (33 KB)
“Credit
Card Defaults, Credit Card Profits, and Bankruptcy,” American
Bankruptcy Law Journal, Spring 1997. (341 KB)
“The Failure of
Competition in the Credit Card Market,” American Economic Review,
Vol. 81, No. 1, pp. 50-81, March 1991.
Download
high-resolution pdf file (2007 KB) OR
Download
low-resolution pdf file (1101 KB)
