Credit Card, Bankruptcy, and Related Materials
“Informal
Bankruptcy” (with Amanda E. Dawsey),
Working Paper, Department of
Economics, University of Maryland, April 2004. (454 KB)
“Personal
Bankruptcies Stage Broad 2-Year Decline: 2001 Data Update,” Short Report,
Department of Economics, University of Maryland, 27 February 2001.
(141 KB)
“Personal
Bankruptcies Begin Sharp Decline: Millennium Data Update,” Short Report, Department of Economics, University of
Maryland, 18 January 2000. (169 KB)
“Adverse
Selection in the Credit Card Market,” Working Paper, Department of
Economics, University of Maryland, 17 June 1999. (139 KB)
“U.S.
House of Representatives Testimony,” 10 March 1998. (43 KB)
“U.S.
Senate Testimony,” 11 February 1998. (33 KB)
“Credit
Card Defaults, Credit Card Profits, and Bankruptcy,” American
Bankruptcy Law Journal, Spring 1997. (341 KB)
“The Failure of
Competition in the Credit Card Market,” American Economic Review,
Vol. 81, No. 1, pp. 50-81, March 1991.
Download
high-resolution pdf file (2007 KB) OR
Download
low-resolution pdf file (1101 KB)